I’m Not Your Daddy’s

Accountant

Ep. 51 ft. Damari Gold

“Our finances, our money, should serve as an affirmation, not as a trigger.”

Damari Gold

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Bio

Damari has a unique perspective on Money and Personal Finances. She holds a Master’s Degree in Accounting and Finance, has been a practicing tax accountant for over ten years and owns a firm, The Gold Standard Accounting & Tax Inc in Huntington Beach, CA.

Damari is passionate about helping small business owners, more specifically women-owned businesses, in understanding their money. As a first-generation American and an entrepreneur herself, she understands the difficulties that are faced. Money goes beyond business; that is why she is determined to help others Be Confident Money Women.

Damari can share with you on different levels and aspects of Money and Personal finance; whether it be money mindset, money management, taxes, or just the fundamentals of business, she has something for everyone.

Show Notes

Does your debt define you? Today Lesley interviewed tax accountant Damari Gold (don’t worry, it’s not all about boring taxes.) They discussed the idea of being debt-free (is that good or irrelevant?), our personal relationships with money, starting a side hustle, and battling our fear of failure.

If you have any comments or questions about the Be It pod shoot us a message at [email protected]. Or leave a comment below!

And as always, if you’re enjoying the show please share it with someone who you think would enjoy it as well. It is your continued support that will help us continue to help others. Thank you so much! Never miss another show by subscribing at LesleyLogan.co/subscribe.

In this episode you will learn about:

  • How Damari got her last name
  • What happens when you understand your personal finances?
  • Accounting/bookkeeping doesn’t come naturally
  • The preconception that debt-free means happiness
  • Finances should serve as an affirmation, not as a trigger
  • The numbers don’t lie!
  • How does money trigger you?
  • How to start a side hustle
  • Fear of failure
  • Debt shouldn’t define us, yet we use it to define what’s possible
  • Having God-sized goals

References/Links:

Transcript

INTRODUCTION

Lesley Logan
Hello, Be It Till You See It listener. I love you. I’m just I’m just so excited that we’re going to do this every week. Thank you for pressing play on this and downloading this podcast for you ever listen to it. It’s really, it’s actually it means so much to us. Believe it or not those things actually matter. And so, I’m grateful that you listen to these things but those are the things that matter. And and today I brought in a tax accountant and do not stop listening Holy Moly I promise this is not like going to tax accounting class. Damari Gold who is such a delight. She came in because I I was talking to her, I met her through Renee Dick another podcast guest we had and I just asked her I said like you know, “Do you know any other epic woman we should have on?” and when she introduced me to Damari is like, “Oh my gosh, she is the coolest tax accountant.” She she has so many gems in here for you, so if you are afraid of money if like debt scares you, if taking the leap of being it till you see it is like hung up on what money you do or don’t have, I need you to listen to this episode so much. This is probably one you’re gonna save and relisten to because she really makes things less scary and I think you’re gonna realize that she and you and I we’re all the same. And I just it’s joy. It’s easy and it’s not scary. Like like finances can be scary. This is not scary and she really has some great tips for you. So take a listen to the coolest tax accountant you will ever hear. (Lesley laughs) I don’t think I could ever beat this. Thank you so much after this brief message we’ll have Damari Gold.

Lesley Logan
Welcome to the Be It Till You See It podcast where we talk about taking messy action, knowing that perfect is boring. I’m Lesley Logan, Pilates instructor and business fitness coach. I’ve trained thousands of people around the world and the number one thing I see stopping people from achieving anything is self doubt. My friends, action brings clarity and it’s the antidote to fear. Each week, my guests will bring Bold, Executable, Intrinsic and Targeted steps that you can use to put yourself first and Be It Till You See It. It’s a practice, not a perfect. Let’s get started.

EPISODE

Lesley Logan 2:24
Hi, welcome back to the Be It Till You See It podcast. I have Damari Gold here with us today. Y’all, I I tell you all the time that it is important to ha… like lean into your friends and let people know what you’re working on. And that is because I asked, I asked Renee Dick who was a podcast guest of ours recently. “Who else should I have? Who else should I talk to?” And she was like hands down, “Damari Gold you have to talk to her. She is amazing.” And y’all I have had many times when I’ve talked to her already. She is amazing. I’m obsessed with what she’s doing and I can’t wait for you to hear her words for herself. So Damari, hi, thanks for being here.

Damari Gold 2:59
Hi, thanks for having me.

Lesley Logan 3:01
So can you tell everyone where you were like talking to you from where you are at? What you’re up to? How you got into what you’re doing?

Damari Gold 3:07
Definitely, so I am in California. I, I’m the owner of the Gold Standard Accounting and Tax. So, I’m a tax accountant by career and trade. And we’re located in Huntington Beach and, how did I get started? So way back when I think my passion for this type of industry became apparent to me because I’m a natural problem solver. And I …

Lesley Logan 3:34
That’s such a cool strength (natural problem solver). (Damari laughs)

Damari Gold 3:38
Yeah, I mean, I mean I think a lot of people tend to think that it’s because of the numbers and, yes I am a bit of a numbers gal, but I think most of it came from problem solving. And in taxation it’s just no one picture is ever the same. (Damari laughs) (Lesley: Wait) So, it really there’s lots of room to problem solve I suppose. And I have also a very good gift at connecting the dots and seeing the big picture. So, I think that this industry was just the right call for me and you know I’m good at it. So, I’m happy.

Lesley Logan 4:16
That’s that is really cool. I’ve actually so… you’ll be you’re the first, you’re the first tax accountant I’ve interviewed (Lesley laughs) on the podcast and when I put this out I didn’t think like, “Oh I’m gonna have a tax accountant on here” but I also think you’re the first one who I’v… who I’ve ever talked to who has like a story like that. Like, “I love mine.” They’re really good. They’re really good at what they do but they’re kind of like, “Lesley you want to send that in? Damari: Yeah) Because it’s, it’s time to send…” (Lesley and Damari laughs) (Damari: Yeah) What I love about you first of all, how cool is your name “Gold” because you could have the Gold Standard as your title like …

Damari Gold 4:49
Yes, well, it’s my artist name so I picked it it’s my chosen last name … (Lesley and Damari laughs)

Lesley Logan 4:56
Okay, if that’s not being it till you see it though. So, can we talked about, do you mind talking about that? (Damari: No, no, no) So you were not Damari Gold by birth? (Damari: No) So, when did you decide like, how did you decide like you are going to give yourself an artist’s name?

Damari Gold 5:13
Well, okay so my favorite color is gold and it was always such an odd, like people would always say, like that’s such an odd like color to say, right? And over time …

Lesley Logan 5:25
It’s true. I think you’re the only person has ever told me that gold is their favorite color.

Damari Gold 5:28
Yeah. So so as I think as those things came about, you know, have you ever heard of that thing about “hearing things in threes,” right? (Lesley: Yeah) And at the time I was reading “Think and Grow Rich” and in that he Napoleon Hill talks about that there more gold has been mined from the minds of men than actual physical gold. And it really stuck with me because I thought it’s so true about how the gold really is in our like, we have a lot of it in ourselves and being able to dig that out and finding it. And so, as I was developing my business name, I decided to go with the Gold Standard Accounting and Tax and I thought, “Well you know what, I’m just gonna give myself the last name, Gold.” That is how I came with my my artists last name.

Lesley Logan 6:24
Okay. Obsessed because that is being it till you see it. You’re like, “Yeah, I’m Damari Gold. I’m going to be the Gold. I’m going to name my company after this,” like I (Damari: Yeah) you at all in, I love that so much. So okay, thank you for sharing that because I have been tempted, I’m not going to, not freak out. I have a really good thing but (Damari laughs) but I grew up with my mom, she was like, “You could change your name if you want to,” and I’m like, “How, what would I change it to?” like who how … it’s a long story everyone, I was not supposed to named Lesley Logan, I suppose to name Morgan Jackson (Lesley and Damari laughs) So, I’m Morgan Jacklyn (Damari: Oh, I like it) and so like that. And it didn’t, it didn’t stick. So anyways, one day, I’ll have my parents on to tell how that story happened. And anyways, but I wanted to have you on because something that I have been really, I’ve been hearing from people who struggle with being it till they see it, they struggle with putting themselves out there and trying new things is money. Money becomes this thing. And a lot of women, no offense ladies out there who do get into their money, but a lot of women, like don’t have, there’s not a lot being we’re … we’re taught about our personal finances about money. I a few years ago, told a coach like, “I think I like my next thing is I want to be an investor and women, like led businesses.” And I was like, so, I talking really small, like, “This is what I want.” I was like, “Because that’s like who does that?” Because you only hear about men doing it. You (Damari: Yeah) don’t hear this… there are women doing it more and more lately, but you don’t hear about it. And it’s because I was never, no one told me, “How you do that?” No one taught me about that. So what what is it? Like, what would you …? There’s a lot we could talk about here. But can you tell me like, what do you see happening with women in their personal finances? And like, what happens if they actually understand them? What’s what’s out there for them?

Damari Gold 8:12
I think time. I mean, that this is something that I’m definitely passionate about, because it is women and one of my slogans is “Be a confident money woman.” And the reason why is because a lot of times when it comes to talking about money, when it comes to sharing on this area of our lives, there’s a lot of shame, sometimes it goes with it, because success looks different for everyone. And sometimes when we feel like we’re not meeting that status quo, when we’re not meeting the conditioning that we have been brought up with, then we feel like we aren’t successful or we aren’t doing the right thing, or we are just not good with money. And one thing that I often share in a lot of podcasts and guest speaking that I’m on is, I don’t own a home. I have $110,000 in student debt, because I have a master’s degree. So and my baby is my business. My success is my business because I invested a lot of time, effort, energy. And to me being able to see my practice if your listeners want to go to my website or if they take a look at our office. My tax office, our tax office looks nothing like any other tax office you’ve ever seen in your life. So the details in my office is just a reflection of me because I got tired of gray walls, cubicles, ugly offices, like I spent a lot, the majority of my time there right? So I wanted to give my clients in the experience something different because I’m not your daddy’s accountant. (Lesley and Damari laughs)

Lesley Logan 9:54
I love that. So you’re, you’re, you’re trying to make it accessible for women to a want to go to the office because it’s pretty, and it’s (Damari: Yes) welcoming, it’s inviting. And and then also like, understand that it’s not like just because you’re a tax accountant doesn’t mean that like, you’re … (Damari: Does have to be scary) Does have to be scary, right? Because you’re a human being as well who’s (Damari: Exactly) just like everyone else who graduate student … loan debt because that’s what everyone does no one’s graduating debt free.

Damari Gold 10:23
Yeah, exactly. And you know, what it is, is that oftentimes I think that this particular type of industry, because of the fact that it’s for the most part has always been male dominated, or the type of accountants maybe that women have experienced or so on. Maybe they make you feel dumb, or maybe they make you feel like you don’t know what you’re talking about, and really offering that air, that place where it’s safe for you to ask the questions regardless whether you feel like it’s a dumb question, or it’s anything. I do my best to answer in the best way possible, and also not to make you feel that way because literally, nobody teaches you that. So, how the hell am I supposed to like, I’ve spent 15 years in this industry, and I still have to learn a lot. There’s still so much in this industry that… it takes time. (Lesley: Right) So, how can I expect someone that doesn’t do that for a living that isn’t, you know, wasn’t taught all of these things? How can I expect for them to know? Right?

Lesley Logan 11:21
Totally, I think that’s really nice to hear. I’m wondering, like, when people, like what are the things that people may be thinking about when it comes to their personal finances? Because I think we get really caught up in what we don’t have. And like, you know, some people are scared to check their bank account. (Lesley laughs) (Damari: Yeah) And, you know, there’s a lot of like, I have student like, shame around student loan debt, shame around if they don’t own their house yet, or whatever. And like, or maybe they’ve had to file bankruptcy or something. (Damari: Yeah) What are some areas that people should actually be paying attention to that might actually be a positive thing around this topic?

Damari Gold 11:54
Yeah, yeah, definitely, you know, something that I’ve noticed a pattern is really up for a lot of people is debt is such a heavy weight on their shoulders. And sometimes they don’t even have to have a lot of debt. But again, often what you hear out there is that debt free life is the way to go. If you’re debt free, this is how you’re going to feel whatever you’re going to feel confident, you’re going to be feel free, you’re going to feel all these things and I don’t teach that. I say freedom at any wage and because you have to create the life that you want. And that comes no matter how much money you make, (Lesley: Yeah) because what all of a sudden, you’re debt free and now you’re going to feel confident? And a lot of times people give up on that, because they see the big number. And they feel like this is just so much for me to get to. They feel the stress, they feel the burden of budgeting, feeling restricted feeling all of these things. So to me, it’s not about the debt, there are many buckets that you have to hit in your financial picture, not just paying off debt. Debt, that, to me, is like, I don’t care. May God bless you and pay for it because I’m not gonna worry about it. Like, I want to fix my life, or I want to live my life in a way where I have the freedoms that I want, time is something that I can never get back. And so looking at our finances, what’s funny is that I was just talking to Renee, today. And it was so cool, because we were talking about like, the money situation and looking at your numbers. And, you know, it’s like we came up with a phrase or I would say I said to her, like, “You know, the thing with numbers or the thing was looking at your finances and so on. It should serve you as an affirmation not as a trigger.” And look … Right? (Damari laughs)

Lesley Logan 13:44
Say that one more time, because that’s so good.

Damari Gold 13:47
Looking at our numbers, our finances, our money should serve you as an affirmation not as a trigger. And …

Lesley Logan 13:54
That is so good. (Damari: Right) That is so good. (Damari laughs)

Damari Gold 13:58
And so because really, the reality is is that all of us are chasing something. I, listen guys, I have a ton of things that I have to work through with my money relationship because of my unhealed things, right? Because my mom, I’m a first generation American, my mom was an immigrant. She came to this country with nothing. I’m having enough is something that is stays with me. And sometimes when I feel like I don’t have enough, I don’t make enough and instead of really looking to see how is the universe, God, whatever you believe in supporting you by seeing the numbers, because I do sometimes look at them and I get stressed out but then I think, man, like I really, really dove into my business about a year ago. Like, I left I had a nine to five while I was building my business on the side, and I couldn’t pull the trigger on opening my own office and doing it because I was scared because I know (Lesley: Yeah) that there was a lot more that that went into it. (Lesley: Yeah) So but then I knew it. I wasn’t happy with working for someone I wasn’t happy. And I know although I’ve had great people that I’ve worked for, and I’ve learned a lot, it just wasn’t fulfilling. So, when I finally rip the band aid, when all in, like, the evidence is there, the work that I’ve been putting in, the numbers show it, and they should serve me as that as an affirmation of my work.

Lesley Logan 15:30
So there’s so mu… there’s a few things in there that like, I’m like, “Oh,” because, (Damari: Yeah) so my family was not first generation, you know here, (Damari: Yeah) but but not too far off. However, like, there was not a lot of money, there was actually very, very often there was none. And so I have that trigger, where I have a hard time going to the bank account, because I fear is like, there won’t be enough and there’s … (Lesley laughs) like, a totally dumb, I totally see that as like, but if you don’t look that how do you know it’s in there, I’m like, “Everything is on AutoPay.” (Damari: Yeah) You know, like my student loans. When they make you go that meeting at school, like they make you go to the meeting, and they’re like, (Damari: Yeah) “You are never getting away from these” and like (Damari: Yeah) everyone, if you’ve never had to go to that meeting, they literally say, “Even if you cut a limb off, even if you lose a limb, even if you lose all of your limbs, if you’re alive, those student loans are still there. If you file bankruptcy, they’re still there, (Damari: They’re still there) until you die, they’re there,” right? (Damari: Yeah) And so I had friends who adjusted their student loan payments, because you know, when you get to college don’t make a lot of money. And I was (Damari: Yeah) like, “I am, I don’t even want, I do not want these things around.” So, I kept it at what it was I like, worked my hiney off on AutoPay with that, and and I just I had to get comfortable with debt. Because also what I discovered with that, which is really interesting is if you don’t have any debt, you don’t have any credit cards, you also have a great credit score. It’s not like you get like, like, (Damari: Exactly, yeah) it’s a whole game that you have to (Damari: It is) get good at managing debt and credit so that you … so it’s that that’s it’s own topic. It’s another day … (Damari: Aha, yeah) one. So, I was so like, “I don’t want to know about that, like, whatever it’s there that whole bless it.” (Damari: Yeah) When I paid off my student loans, I didn’t even know it. I was in my office and I got this email said, “You made your last payment.” And I was like, “My last payment. (Damari: What?) What?” (Lesley laughs) And, you know, so so there is something that like, because I didn’t focus on that debt, because I was like, “It’s gonna come out every month, there’s nothing I can do about it. It’s pay, it’s like, I this is how (Damari: Yeah) much I have to make to make sure all my auto pays go through.” It actually was like so freeing that brain space of not letting what you said, “Let it be a trigger.” (Damari: Yeah) It’s taken me a long time because you know … some days I remind myself more than others. But when you look at your numbers, right, and I … the end of every month, I have to do payroll. (Damari: Yeah) I, you know, we are very careful about going, “Oh, we have to pay this much. It’s like we get to guess, what our bills are this month.” (Damari: Yeah) (Lesley and Damari laughs) “Guess, what our bills are this month?” What do you think is holding because you know you were doing a side hustle before you may hide your business. I see a lot of people not starting new things that they have, like burning desire to do because of money. And (Damari: Yeah) what would you say like what is it? Obviously that if there’s no money, then there’s no money, but like, what are some things that they can think about or do to start that side hustle and get out of that money block? Do …

Damari Gold 18:36
Just honestly, sometimes it’s not even there’s no secret sauce, it’s just fucking do it. Sorry. (Lesley laughs) (Lesley: You can …) It just honestly, it really is that because the truth of the matter is that, time is going to pass you by, life is going to continue to happen. And you will continue to feel the way you feel if you do not fulfill your life’s legend. And I don’t know if anybody’s read The Alchemist but it’s a great book. And what it comes down to is that we can live our lives in continually thinking about something that we want to try or something that we want to do a lot of times, we have a fear of failure, right? (Lesley: Yeah) So oftentimes that’ll stop us. And if really you write down what your fear is, then if failure is it, like “What happens if you fail?” Like what, what people know that you failed, okay? Like, you know, a great story. Thomas Edison, right? He all the attempts he made and literally I’m talking thousands and I was hearing I forget what book and he was writing the let’s say 500 failed attempt and the guy’s like, “Why do you keep doing…” he’s like, “This isn’t a failure. This is attempt number 500 that didn’t work. So, now I know that I have 501 to kind of make this happen.” And of course, I’m paraphrasing, (Lesley: Yeah.) (Damari laughs) but that’s how it is. I mean, if you’re passionate about something, if you really want to make something happen, because trust me, guys, I tried to move away from my vision, I really did … I literally five years, I was like I tried. And then I was like, “No, never mind, or this isn’t gonna work or this office areas not gonna work.” And it just, at some point, I even almost said, “You know what, maybe I should stop tax accounting altogether. And just be an accounting manager.” Consistent day in, day out, same I tried, it (Lesley laughs) it did not work, (Lesley: Right) I can’t get away from it myself. So that’s something that you have to keep in mind that, it’s like, if you have that in your heart, no matter what you try to do to steer away from it, it’s always going to come back to you, it’s always going to be in the back of your mind, it’s always going to be something that you truly desire, and allowing debt or money, or the fact that we’ve maybe put ourselves in a financial situation that’s not ideal, sometimes can be difficult to rip that band aid, because we’re thinking, “Okay, I still have to pay my bills, I get that.” But that doesn’t have to be the ultimate definer. Because what happens is that you allow that to be your crutch, you say, “Oh, I’m not going to be able to do this, or I won’t be able to get to my dream because I have to pay off my debt first.”

Lesley Logan 21:27
Right? Thank you for saying that. I hear that all the time. “Oh, I can’t start that job yet. Or I can’t do that training yet. Or I can’t do that yet because I got to pay this off first.” And I don’t know who I don’t know where that came from because I had a similar thing when I was I graduated college, I had, you know, $50,000 of student debt, loan debt and credit card debt, because I also put some put a bunch of college that was like, “Oh, I can’t get more loans for those books. Okay.” Did I read that book? No, I didn’t. (Lesley and Damari laughs) But they said I would need it for the test. So, I remember when someone’s like, “You should be a Pilates teacher.” I literally thought but I got to pay off this debt first. Like, (Damari: Yeah …) Oh my God… If I had waited everyone, so just so you know, I paid it off at the age of 34. (Lesley laughs) (Damari: Nice) (Damari laughs) Like that would be so but you know, so I think that’s really an interesting thing. And I also, you know, I’ve said this before, to clients who they come in, because I want to lose weight. And my big thing is like, “Okay, well, what, what is that? What is that going to give you?” Because, like, it’s not the weight, right? (Damari: Yeah.) And that’s also I don’t, I actually don’t know how to do that for you. But I’d love to know what you think is going to happen on the other side of that, right? And they’ll say different things, none of which really has anything to do with that with actual weight. They could do it now, anyways. But I always tell people is like, “You don’t go around walking around with a scale on your neck for everyone to see that you gained or lost?” Like, (Damari: Yeah) I gain and lose several pounds in one day, you know, (Damari: Yeah) so, we all do. So, we don’t walk around with our debt, or our credit score, like a little bubble. (Damari: Yeah, exactly.) So, it doesn’t define us. And yet, somehow it we use it as a definition of what’s possible. And so I love that you, I love that you said just do it. Because the truth is, is like that is the like, you have to try it out. You have to try whatever is in you. And then you can see possibilities, you know, so (Damari: Yeah) you open your own business a year ago, a little over a year ago. (Damari: Yeah) Yeah. So um, what, like, what are some surprises that you had and what are like good or bad? Like, is there anything that you’re like, “Oh, that was easier than I thought,” or “Oh, I wasn’t expecting that to be so hard.”

Damari Gold 23:43
Oh, yeah, there’s tons of it. So the first one I’m going to say is that I when I found my place, because I had tried it a few times. And I knew about three years ago, I had written in my journal that we were going to have an office in Huntington Beach and why Huntington Beach because I love the beach, and I love the ocean. And at some point, we want to be closer to the ocean. And so and I just kept saying that, you know what you were saying about, “Be it before you are it,” and (Lesley: Yeah) so I kept saying that and I kept saying that to clients and so on and and, and two years later it actually happened. And so when I walked into the space when it was I was having a moment that day, and I was feeling down on myself because I was just like, “Where do I go from here?” Like, “I know I feel I have this desire, I don’t know what to do.” Like, “I want to start I want to have a brick and mortar but I don’t really know where and or how this is going to happen.” And so I went to go see the space and I walked in there and I knew and I just absolutely knew and guess what, again, the numbers might have not been there for me immediately, but I was immediately supported by the universe and people around me where I was able to get the money to fix the place. I was able to get the money to make sure that we were good and then we had enough capital. And so it was awesome just to see the fact that it’s like things just came to be. Right? (Lesley: Yeah) Now the surprise that a lot of times and, guys, I’m an accountant, so although I, I wrote out and structured what I thought like the costs were going to be in the overhead and all these things… definitely was not prepared for this new overhead. And it was, it was, it, it’s been, I’ll say it’s been a process because normally with all of the work that I’ve been doing on the side I got to keep that. I didn’t I didn’t have the rent to pay for an office. I didn’t have an assistant to pay for. I didn’t have utilities and all of this marketing and all this stuff. Right? So that definitely took me to a whole new level of like, “Oh shit.” (Damari laughs)

Lesley Logan 26:02
Yeah. I know, I know that. I when I opened my studio like I knew how much money I was paying in rent to, my, the studio I was renting from and so on average like, depending on if I was in town that month or not, it was between $1200 to $2000 and so I thought, “Well, if I have …” (Damari: It’s not that bad) It’s not that bad, right? And so I’m like, “If I get … a studio for myself that’s $1600 or less” then even with utilities whatever like I’m good, right? Totally (Damari: Yeah) good like I did the math on how much internet was going to be, my utilities whatever. So, I think I was gonna be so good and like some months will be more expensive than normal because I was traveling but not that much it would all like even itself out. (Lesley laughs) (Damari: Exactly) I don’t know it’s like the insurance that you have to pay when you own your own business is not to scare anyone but it was just like, “Oh that’s how much that bill is actually. Oh. that’s different. Okay, no problem, not a big deal,” and you know and then like you’d like there’s these like little hidden things and it’s not to distract you it’s just like what you said earlier is somehow the money does come or somehow things show up for you. So when I open my studio I didn’t have most of the equipment at all because it was late …

Damari Gold 27:14
Oh yeah and your equipments so expensive too. (Lesley laughs)

Lesley Logan 27:17
It’s so expensive and I couldn’t get a bank loan, so no bank would give me a loan and I was like, “Is it kind of asking for enough?” Like I’m showing profit this many… that, I’ve been profiting every year and I’ve been in business and I think I feel like it was I didn’t ask for it. You know and you’re like, “Maybe I didn’t ask for enough,” and they’re like, “This isn’t a big enough thing for us so we don’t deal with it.” Anyways, so I charged it, I charged 50% of the equipment on a credit card wait, while I was waiting the three months for it I paid that off and then I charged the other half and I was like, “Okay we’re just gonna let that do its thing because that’s what I don’t have I can’t pay it off again in three months.” (Damari: Yeah) And but people loaned me equipment, so I could be in business. (Damari: Nice) Now I wait it. Like you it’s kind of like this thing I’ve heard people say it in different ways if Hazel Ortega who talks about miracle dre… miracle goals and like I’ve had other I’ve heard other people talk about how it’s so important to have like God size goals because like we can only do this much and logically you’re like, “How am I going to do that?” (Damari: Yeah) But when you actually start the wheels in motion, you’re surprised by, “Oh oh this person is like … remember they owed me a bill.” Or this person is like, “Hey, do you need that I wanted that…” You’d be surprised so it’s like so important that we actually do go big because (Damari: Yes) it works itself out and it’s you know you learn stuff along the way but the other side is but you know you could have just been doing nine to five account managing and that would have like drained your soul because that’s …

Damari Gold 28:43
Yeah. Well, it was it was I wasn’t I wasn’t happy I mean I did it for like three months and then I was like, “Man, F this place.” (Lesley: Yeah) But I knew that I had to go through that journey. I knew that I really had to like what’s it called like legitima… I don’t know what that’s worth but make it more so it’s an affirmation for me like it was just a confirmation that where I belonged was not there (Lesley: Yeah) and that as much as I tried to get away from it, as much as I tried to do something else it just that wasn’t it. And sometimes our God size goals are huge goals because this happens to me is that they get overwhelming because we want to be the ones to know how we’re going to get there. And it’s it’s one of those things where you really do have to sit back and be like, “It’s not up to me to know the ‘how’, it’s up to me to have faith that it will happen.” And when it does, you know it’s going to be awesome.

Lesley Logan 29:45
I love this. It’s not at all what I thought a tax account would ever talk about when it comes to… (Damari and Lesley laughs) Like, knowing our personal finances and like taking big leaps. Okay, Damari so, where can everyone find you if they’re like, “This girl is the first time I’ve ever heard someone talking about money that actually feels like they know me and get me, they are me.” Where can they follow you or find you?

Damari Gold 30:06
They can find me on Instagram @damarigold or they can go to our website www you have to put the triple w for some reason I got to fix that but damarigold.com and I have to say disclose it because I’ve been having that issue. So damarigold.com. That’s our website and you can find other resources and contact information there as well.

Lesley Logan 30:26
Awesome. We’ll have all that in the show notes and then Brad can also help you figure out (Damar: Yeah) what’s going on there. Yeah, cuz you … usually you have to put like I put the https colon (Damari: colon) slash slash. (Damari: Yeah) (Damari and Lesley laughs) And I … (Damari: It’s like, “What is this?”) I don’t I don’t say it. I just hope that internet’s put it in there and …

Damari Gold 30:47
I know and that’s what you would think but when people … I’ve done it on browsers damarigold.com it won’t like default templates but I’m sure it’s something in the back end …. So, but …

Lesley Logan 30:57
Perfect is boring, take messy action just find a work around.

Damari Gold 31:02
Exactly. Messy beginnings are normal.

Lesley Logan 31:04
Yeah. Messy beginnings are normal. That’s a new phrase. I love it. Okay, so be it till you see it, bold, executable, intrinsic, targeted steps that people can take so that they could be like you so that it could do the thing that has been burnin’ in them, inside them.

Damari Gold 31:19
Inside. Oh man okay um you know if I would say write it down write your your super huge big vision that seems like what you would not tell anybody or what you feel like somebody would judge you for or anything like that. Write it down and as you’re going through life become aware of how you’re being supported in that in that vision. So whether that be someone sort of encourages you with a word, maybe you hearing this is again another affirmation to, you what you want to accomplish but become aware of your surroundings and the things that are directing you in the … in that place. Because a lot of times we can feel these goals or we can feel this desire but we don’t write it down so we just kind of internalize it and we don’t put it out there and sometimes putting it out there is might be the first scary part of things writing it out. (Lesley: Yeah) Right? And then just think what’s the worst that can happen like literally break it down? What is the worst that can happen? What you fail? I don’t know (Damari laughs) like, what happen …

Lesley Logan 32:30
I love that because I used to do, “I’m like what is the worst thing … Am I gonna die?” because that to me is the worst (Damari: Yeah …) I find that … (Damari: Yeah, it’s true) that’s it. So and then I actually like realist I’m like “Nope, I won’t I won’t die from this. Okay, well …”

Damari Gold 32:44
Is it gonna affect your health, right? Like is it going to do anything and sometimes if you we don’t have to run before we crawl so don’t think that just because you write it down all of a sudden this means that tomorrow you need to do this. (Lesley: Right) It means that this can be something that you can build upon, that you can start off slowly, that you can grow and increment and just put to see if it does continue to ring or to pull on your heart … it’s your passion. And I think just being able to see that written down and becoming aware of your surroundings are signs that are telling you, “That this is the direction that you should be heading in.” I think we’ll just … (Lesley: I love that) that decision making a little bit more easier.

Lesley Logan 33:30
I love it. I love it, it’s such a simple thing that people … that’s so powerful and it does, it does totally allow you to see those one of our guests, Joanna Vargas as I call them feather touches. Like he put out there like there’s feather touches out there. So (Damari: Yeah) ah Damari Gold, you are amazing. I’m (Damari: It’s amazing, too) so glad we got to have you on here and talk about this. Thanks for making us all realize that this money stuff that we have hanging over our head, letting this define us, is not defining us it’s just something (Damari: I know) that’s out there and there’s bigger things for us out there. So just thank you so much. Everyone screenshot this podcast, tag @damarigold (Damari: Yeah) on Instagram. We’ll put her handle in the show notes as well. And the be it till you see it pod, so @be_it_pod with your takeaways. What did you get from those … of this podcast? So that she can see what you are taking away from it, also other people and that might, (Damari: Yeah) that might be the sign that they needed to do what they’re about to … (Damari: Exactly) domino effect, I think. Thank you everyone. And until next time, Be It Till You See It.

Lesley Logan
That’s all I’ve got for this episode of the Be It Till You See It podcast! One thing that would help both myself and future listeners is for you to rate this show and leave a review. And, follow or subscribe for free wherever you listen to podcasts. Also, make sure to introduce yourself over at the @be_it_pod on Instagram! I would love to know more about you. Share this episode with whoever you think needs to hear it. Help us help others to BE IT TILL YOU SEE IT. Have an awesome day!

Lesley Logan
‘Be It Till You See It’ is a production of ‘As The Crows Fly Media’.

Brad Crowell
It’s written, produced, filmed and recorded by your host, Lesley Logan and me, Brad Crowell.

Lesley Logan
Kevin and Bel at Disenyo handle all of our audio editing and some social media content.

Brad Crowell
Our theme music is by Ali at APEX Production Music. And our branding by designer and artist, Gianfranco Cioffi.

Lesley Logan
Special thanks to our designer Jaira Mandal for creating all of our visuals (which you can’t see because this is a podcast) and our digital producer, Jay Pedroso for editing all the video each week so you can.

Brad Crowell
And to Meridith Crowell for keeping us all on point and on time.

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