How to Strategically
Manage Your Debts
and Start Investing

Ep. 353 with Lesley & Brad

“I’ve always thought of financial goals. But the more we’ve been educating ourselves about this, the more I’m realizing there is an actual number out there.”

Brad Crowell

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Bio

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Show Notes

In this reflective episode, Lesley and Brad unpack the wisdom behind Tess Waresmith’s approach to financial literacy, focusing on the dual objectives of debt management and investing for your future. Drawing from Tess’s experiences and their own insights, the hosts explore how to navigate the financial landscape with confidence. By highlighting the importance of understanding your financial standing and the potential of investments, this discussion offers a clear guide to anyone wanting financial security.

If you have any questions about this episode or want to get some of the resources we mentioned, head over to LesleyLogan.co/podcast. If you have any comments or questions about the Be It pod shoot us a message at [email protected].

And as always, if you’re enjoying the show please share it with someone who you think would enjoy it as well. It is your continued support that will help us continue to help others. Thank you so much! Never miss another show by subscribing at LesleyLogan.co/subscribe.

In this episode you will learn about:

  • Why it’s never too late to start your investment journey at any age.
  • When you should prioritize debt repayment over investing.
  • Why it’s important to learn the basic fundamentals of investing.
  • How journaling about money can transform your financial goals.

Episode References/Links:

Transcript

Lesley Logan: If your loans are under 7% just give yourself permission to just let them be and focus on having some fun investing and watching your money grow versus like watching like this student loan payment every month because that’s just exhausting.

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Lesley Logan
Welcome to the Be It Till You See It podcast where we talk about taking messy action, knowing that perfect is boring. I’m Lesley Logan, Pilates instructor and fitness business coach. I’ve trained thousands of people around the world and the number one thing I see stopping people from achieving anything is self-doubt. My friends, action brings clarity and it’s the antidote to fear. Each week, my guests will bring Bold, Executable, Intrinsic and Targeted steps that you can use to put yourself first and Be It Till You See It. It’s a practice, not a perfect. Let’s get started.

—-

Lesley Logan 0:56
Welcome back to the Be It Till You See It interview recap where my co-host in life, Brad, and I are going to dig into the enriching convo I have with Tess Waresmith in our last episode.

Brad Crowell 1:04
(Inaudible) enriching.

Lesley Logan 1:05
Very much so. I thought it was an appropriate word. So great job team. If you haven’t yet listened to that one, you’re gonna want to, my dears, you really, really are. But you can listen to this one first and then go back and then listen to that one. Brad was saying before we hit record, or maybe you’ll hear it already. We are at episode 353.

Brad Crowell 1:24
That’s amazing.

Lesley Logan 1:25
That’s insane.

Lesley Logan 1:26
That is a, I mean, I never imagined.

Lesley Logan 1:29
I know it’s a lot. Wow. So way to go, team, 353. There are no balloons for this episode, but you know we are celebrating in our hearts. Today is April 11th 2024 and that is Dog Therapy Appreciation Day. So about this day, Dog Therapy Appreciation Day is celebrated on April 11th every year to appreciate the dogs who come for us by being therapy dogs. Therapy dogs go through a rigorous testing program before they become certified with their certification to become eligible to visit hospitals and nursing homes to give comfort to people. Therapy Dogs are usually at first pets who receive training and then become therapy dogs. Being around dogs makes everyone happy. And on this day we thank dogs are making us happier. It’s true. They say if you want unconditional love get a dog. Because otherwise if you get a cat you just gotta remain. You never know what the cat you know. Some people’s cats are loving, some people’s cats are a little diva. Just saying. Just saying.

Brad Crowell 2:26
My friend’s cat knocks his stuff off of his table. It just sits there. Yeah, sits there and just p-p-p-p-poop funk knocks it off the table.

Lesley Logan 2:36
Ah that’s so funny.

Brad Crowell 2:39
Yeah, pretty hilarious.

Lesley Logan 2:41
So we’ve upcoming events so we want to share with you. So first of all, we’re flying to your Sarasota today there’s going to be a fun little private event to celebrate just mapping out you know, the podcast and her her app you can meet us at Pilates on tour at Phoenix, which is from Balanced Body on April 26th to the 28th so you can come see us in person we’re gonna have a booth, we’re gonna have flashcards. It’s a huge event. It’s a big, big party because Pilates anytime (inaudible)

Brad Crowell 3:03
No dogs. I wish we could bring the dogs.

Lesley Logan 3:05
We’re not bringing the dogs.

Brad Crowell 3:07
It’s going to be so hot so we’re not gonna bring them.

Lesley Logan 3:09
(Inaudible) It’s just that we’re doing a booth and we cannot have three dogs at our tiny booth. Yeah. So. So you’ll definitely want to check that out. I hope if you’re coming already, let us know. And make sure you come up and say hi to us. Let us know what your favorite episode is. We love hearing that. We were just in Texas and people are sharing like quoting the episodes and they’re quoting episodes like one and episode five and I was like wow, like yeah, we go back and listen, I was like, you’re fucking awesome. Thank you so much. So ladies, hi. So fun to see you in person, you know who you are. In May we’ll have the Accelerator for Profitable Pilates. This is the two-hour workshop that Brad leads where you actually get to learn how to accelerate your business, your studio and really, truly get to work on it in the workshop, which is really cool. He’s going to teach you his ‘accel’ formula, which is about acquiring and cultivating and basically making clients for life and it’s super, super fun. So you’ll want to do that.

Brad Crowell 4:03
Not just making class for life, like bringing them in making them class for life, but then setting them up so they invite their friends and family to come to your studio.

Lesley Logan 4:12
Yeah, so you can go to PRfit.biz/accelerator

Brad Crowell 4:16
That’s PRfit.biz/accelerator.

Lesley Logan 4:19
It’s also like $47. So it’s really it’s a no-brainer to say yes.

Brad Crowell 4:23
If you’re looking to jumpstart your business, come take this.

Lesley Logan 4:26
Or you’re still stuck. Go take it, right? And also in May.

Brad Crowell 4:31
Yeah, this is really exciting news.

Lesley Logan 4:33
First time sharing this on the pod.

Brad Crowell 4:34
We’re back.

Lesley Logan 4:35
We’re back. Okay, so the Cambodia retreat is sold out.

Brad Crowell 4:39
Yeah. October 24 it sold out, y’all. I’m so excited. It’s gonna be the most incredible trip. And because of it, we thought, well, we better get the next one ready.

Lesley Logan 4:51
Yeah. So because actually people who are still wanting to come I actually was talking to some people were like, oh, February is even better for me. So that’s great. So February 2025 early bird is going to open up in May. Again, waitlist.

Brad Crowell 5:02
Yeah, it’s going to be Feb 23 to 28, 2025. But we’re gonna do the the earlybird in May of this year.

Lesley Logan 5:09
Yeah, so waitlist. You’ve got to be on the waitlist.

Brad Crowell 5:11
Get on the waitlist.

Lesley Logan 5:11
If you’re not on the waitlist, you don’t find about this early bird.

Brad Crowell 5:13
That’s right. Get on that waitlist.

Lesley Logan 5:14
You’ve got to be on the waitlist. And it’s a limited time early bird by the way, so.

Brad Crowell 5:17
Yeah, it’s only going to be two weeks, y’all.

Lesley Logan 5:19
So you want to go to lesleylogan.co/retreats. My name is spelled L-E-S-L-E-Y.

Brad Crowell 5:24
And that’s retreats, plural, plural. Yeah, lesleylogan.co/retreats.

Lesley Logan 5:30
And then coming up in June, right around the corner is going to be our summer camp. And it’s huge. You guys, we are looking at eight events each day, 16 events for summer camp. Oh my god, this is a huge dream. I’m so, so excited.

Brad Crowell 5:45
If you can’t be on 10 hours of Pilates classes. That’s okay. Because the cool thing about summer camp is you’ll be able to keep the, the replays.

Lesley Logan 5:55
Yeah, you get the replays for life, which is amazing. And so if you can’t be there for the first weekend of June live, you can just buy them while they’re on early bird. And by the way, Early Bird really gets the worm on this one because our OPC members get the best early bird. And then if you’re on the waitlist, you get the next best early bird. And if you’re not on the waitlist, you get the next best early bird which is not as good as any other early bird. So you want to go to opc.me/events, plural, events plural. So opc.me/events to get on the waitlist, if you’re an OPC member, you don’t need to get on the waitlist, just make sure you’re watching your inbox and the community for when you’re when your window opens up to sign up.

Brad Crowell 6:35
Just a super sneak peek on that not only we’re gonna have a bunch of amazing teachers coming in and guest teachers. But also, this is like a big event for us, y’all. This is a big deal. I anticipate there being a ton of people participating. We took a look at last year how we ran everything and we decided this year, we’re going to shift it up, we’re actually going to offer day passes. And that is going to be the best possible rate. And you don’t want to miss the day passes. It’s going to be awesome. So great, great stuff. We’re really fired up. And can’t wait. So yeah. opc.me/events. So this week, we did have an audience question from YouTube. Sophia asked, ‘What kind of reformer length should I have for someone who is six foot tall?

Lesley Logan 7:18
Yeah. Yeah. So also, there’s another Pilates question I didn’t want to bring in the brand name, But she was like, I’m looking at this brand name, and it seems really pricey. And I looked it up and it was only $2,000. And I had to say that’s actually really expensive for a good reformer. However, I still wouldn’t get it. So I let Sophia know that. But what I will say for all of you, if you are six feet tall, you can still operate on an 80-inch reformer, it’s when you get above 6’3, that you’re going to want to be more than 86-inch reformer. And why these things matter is just because it’s, it’s

Brad Crowell 7:52
It’s physics. It’s literally like geometry. It’s physics.

Lesley Logan 7:55
Well, it’s also like, when you press your legs too straight, you hit the end of the reformer. And if you’re too tall, your legs don’t get too straight. And it’s and I will say just for the record, actually never care if the knees get straightened footwork, I only care that the hips open up the front of the hips open up so you could still be on too short reformer, that wouldn’t be fun. So I would say you can, Sophia, you probably still could do the Contrology 80-inch but you might enjoy it in 86-inch for anyone under six feet tall, the 80-inch is going to be so awesome. Like, I’m five nine and gets towards spine a little tricky. I have to start at a harder spot. But oh my God, I love the support of the straps. Because again, physics where the strap hits the reformer and into the springs is a shorter distance than on an 86-inch so that’s why I love it.

Brad Crowell 8:40
And also I know you still work with pro football players on an 80-inch.

Lesley Logan 8:45
I did, I did. They were 6’3″ or shorter. So they were totally fine.

Brad Crowell 8:49
If you’re working with basketball, people who are 6’10” and seven-foot.

Lesley Logan 8:52
I think they’re like seven foot now. But also like if you are working with a team of basketball players, then by all means, like go get there’s bigger formers for that. But if you are working with one NBA player, and you have an 86-inch, you’re gonna be fine. You’ll just you can do other exercises that they can’t do on the reformer somewhere else.

Brad Crowell 9:10
You said 86-inch, you meant 80?

Lesley Logan 9:12
No, they could do an 86-inch.

Brad Crowell 9:14
But if they have only one basketball player?

Lesley Logan 9:17
Yeah, I think well, the 80-inch is going to be a little tricky.

Brad Crowell 9:20
Yeah, are you saying there’s bigger than 86?

Lesley Logan 9:22
Yeah, there’s an 89.

Brad Crowell 9:23
Oh, I didn’t know that.

Lesley Logan 9:24
There are some people that like 90-somethings don’t do that you guys, there’s no need. Again.

Brad Crowell 9:28
Also the leverage, like the amount of you know muscle that’s needed to be able to pull that strap. Yeah, is like gonna be really, really challenging, especially as your clients get older.

Lesley Logan 9:38
I know shout out to Joanna, an eLevator, she’s like I would have paid attention to our physics class if it was taught to me as like it’s Pilates. Yeah. And it’s true like, like every workshop I’m doing okay, so guys physics, right? So like, this if you do x and you try to do y the window chair is gonna fall over, but I truly like for mostly listening to this, I’m just gonna say 80-inches that’s really, really awesome. It’s just so, so great. And if you have to get an 86, that’s fine as well. But you can check out on YouTube I have a whole video on the reformer for like which one to get for home. It’s not one that slides underneath the bed. It’s an 80-inch performer spoiler alert. But I go over all the different things you want to look at when it comes to choosing a reformer and why you want to make sure that you’re not getting one with bungee cords or, or like one that goes underneath the bed because all these different changes affect how you can do the practice and what you can do. A reformer that’s too low to the floor you can’t do pulling straps, it’s a basic, amazing exercise everybody needs to do. So you can watch that video.

Brad Crowell 10:37
It’s called Best Pilates Reformer for Home: How to Choose the Best Reformer for you. That’s the video name. And that’s just right on our YouTube channel.

Lesley Logan 10:44
Yeah, yeah. So you can watch that, check it out. And then if you have questions about it let me know also, if you want a discount, we got it.

Brad Crowell 10:49
Or you want me to clarify the YouTube channel, because we have one for the pod, it’s on the Online Pilates Classes YouTube channel.

Lesley Logan 10:55
Yeah. Do you know what that that URL is? I’ll tell you guys, I got it memorized. It’s really weird. youtube.com/@onlinepilatesclasses, because they go we’re gonna give you a handle, it’s like a social media thing. But you can’t actually use the handle. You have to do youtube.com/@onlinepilatesclasses.

Brad Crowell 11:12
It’s because you can at mention people now in comments. They’re really trying to get the community element going.

Lesley Logan 11:16
Yeah, no one’s recovering a million people’s edits. Fine. Whatever. Anyway, Sophia, thank you for that question. And also you guys, we have discount links when it comes to purchasing Balanced Body’s equipment, whether it’s a Balanced Body line or the Contrology line.

Brad Crowell 11:29
Yeah and sidenote, did you know, we have a YouTube channel for the pod?

Lesley Logan 11:34
We do.

Brad Crowell 11:35
If you like to watch these to watch this show, you can. We are actually on video. We’re staring at each other in a video camera.

Lesley Logan 11:43
Yeah, and all of our guests are on video.

Brad Crowell 11:45
It’s pretty cool.

Lesley Logan 11:46
So cool. I hope you check it out.

Brad Crowell 11:48
Yes, just go to the Be It Pod on YouTube. All right, now let’s talk about Tess Waresmith. Tess is a financial advisor who turned an 80k loss into a million-dollar net worth by the age of 35, which is incredible. Her mission is to educate women on investing via Wealth with Tess, ensuring financial empowerment, literacy and independence. And I just want to throw in here, great remake on the bio, but she didn’t go to college to study finance. In fact, she’s an acrobat. And she literally was working on a cruise ship. And you know, that’s how she, because she had no expenses literally, they pay for housing and food, so for the time she was on the ship, every penny she made, she was able to put in a bank account. And when she got back, she started investing and didn’t really pay attention to it, and it went wrong. And she lost a lot of money. And that really made her angry. And so she started to educate herself. And today she educates others, which is super cool.

Lesley Logan 12:48
She’s so cool. We had her in the agency family, she did a webinar and we actually were able to put her webinar in our agency on-demand curriculum means anyone who comes into on demand or as a pro member for agency, gets to watch her incredible, incredible webinar, which I’m just so friggin grateful. Because then you could if you want to you can work with her. So here’s the deal. I loved we talked about demystifying myths around investing because there’s a lot of myths around investing. And one of the things we talked about was like that myth, it’s too late to invest or catch up. I know for me, I’m always like, fuck, I should have started when I was 20. And I didn’t start till I was 31. And like, you know, I look at it sometimes we just looked at with like these wealth advisors we’re talking to and I’m like, how’s it only that much? You know, how was it only that much?

Brad Crowell 13:34
Yeah. It’s also been in there for a long time and you were kind of cross-eyed, and like, really?

Lesley Logan 13:39
And I also actually, because of Tess, I like I really was like, look at this and tell me what’s going on. And they said, oh, it’s that they’re not being aggressive with it like you want it. And I was like, I literally, Brad and I literally had a call with them a year ago and said, make it, be aggressive. And they still didn’t. So thank goodness for Tess and opened my eyes because now we know and we can move it. But anyways, she said age does not matter investing, it’s never too late. Even if you’ve done some mistakes that are irreversible. She’s like, if you’re starting to take action, you still have time to make a massive difference. And she said, the longer you wait, the harder it is going to be to reach your financial goals. So like, basically going it’s too late to invest is not, you got it, you can just start now and like it doesn’t have to be too late.

Brad Crowell 14:23
I feel like we need to even take a step back like this idea of financial goals is this like it’s an amorphous not like thing. It doesn’t make any sense. It like do people actually, obviously, more is better. Mo better, right? That’s the way I’ve always thought of financial goals. But the more we’ve been educating ourselves about this, the more I’m realizing there is an actual number out there that you will want to you know, kind of go for over your career of making money. That’s your entire life so that when you retire, you have enough money to live the lifestyle you want to live and it’s like talking with Tess was really interesting because it allowed not only the podcast interview.

Lesley Logan 15:04
She needs a podcast called Talking with Tess.

Brad Crowell 15:06
Talking with Tess.

Lesley Logan 15:07
I know she’s Wealth With Tess, but like Talking with Tess

Brad Crowell 15:09
It’s pretty good. It’s a good alliteration. But the like understanding the foundational elements of like a financial plan, and what does that even mean? What is this amorphous, like goal that you may or may not have yet? Like, and how do you start to go forward toward it? These are all the things that she begins to teach. And, you know, she’s teaching I mean, and she, what was cool is, you know, there’s a couple of different ways to do it. There’s like the, you know, hire someone let them do it, right, for you and you’re paying them the 1% thing, there are things you just like, buy it, never look at it ever again. And there’s people who try to like actually play the stock market, right? Those are kind of the three different ways that you know, and she, she kind of, she has different programs that educate you through those things. And I thought it was really great, because maybe, depending on who you are, where you are, what your financial position is, and your goals are, you know, it depends on which avenue you may want to go. And then there are different things inside of that. I was poking around her website, if y’all can’t tell. It’s good. So yeah, I really loved that she said, a lot of people feel like they have to pay off all of their debt, even their mortgage or their student loans before they start investing. So this is myth number two. Myth number one was what Lesley said, it’s, oh, it’s too late for me, I didn’t start when I was 20. So why even bother? No, wrong. Second one is you don’t have to pay off all your debt before you begin investing. There is like a, like a generalization that if you’re, if you have a loan, and it’s less than 7%, you know, the on average, the money that you may invest in things is going to be like, not not in like, like, obviously, when I’m talking to savings account here, but it’s going to be greater than 7% on average, over I think this is like over a 10-year period or something like that. Anyway, the point is this, if you have a credit card, it has 27% interest rate, and then you take all your money and you put it in the stock market, you’re not going to be doing yourself any favors, you should be paying off the 27% interest rate right now, get that down. But if you have a mortgage or a school loan, and it’s like 4%, right, then

Lesley Logan 17:21
Let it be, just pay what you’re supposed to pay.

Brad Crowell 17:23
Yeah, pay what you’re supposed to pay, feel free to add a little bit on top, that’s fine. But like, you don’t need to be dumping money onto that 4% loan, you’d be better off serving yourself by taking that money and investing it in a way that will bring you seven or 8% greater, you know, or whatever. And so, so the point is, if you have high-interest debt, then you do need, you want to get rid of that right away. That’s the first primary and that could, right away could take a year or two.

Lesley Logan 17:49
It could take up and also by the way, because I used to have a lot of credit cards and student loan debt and lived in California in LA with lots of things. I literally just took, I did the minimums on everything and paid off the highest interest rate bill I had, then I took that money and went to the next highest interest rate bill. And then I, it’s like all the other ones I was just paying like like barely a little over minimum, because it’s like, they’re all more, they’re all lower than this. And I have to get this one down. And I was able to take that money unto this one and that one, and I got out of my credit card debt faster than I actually thought because I was being very intentional about it it’s kind of interesting how like, when you focus on it like, what you’re able to do, and I paid my student loans off months earlier than I thought not even because I paid extra, I just actually had it set up, where I always paid the same amount no matter what the interest was, because I had this like interest rate, and it went down while I had them. But I kept paying the same amount. And so I had a higher payment going to the principal. So it goes it does go away. We just have to also not look at it like oh my god, I’m financially illiterate. I’m a stupid person for these things. No, like, you know what, guys? I wouldn’t I want to live in a world where it doesn’t cost $80,000 to go to a regular college, I would love to see that I would love to see a world where you don’t have to go to college to be a fucking secretary. Like you don’t need to. But we don’t live in that world right now. So you just have to go I made these amazing choices. I probably met some incredible people. And I’m gonna make this payment, put it on auto pay and do some things. But also if the interest is under seven, which most student loans is and if the IRS is not, let’s figure that out. But

Brad Crowell 19:26
Yeah, just to clarify that statement. I want to put the descriptor word in that sentence a lot differently. You don’t have to go to fucking college to be a secretary.

Lesley Logan 19:36
No, you don’t. You don’t.

Brad Crowell 19:39
The point is like you can make a living being a secretary you can make a living. You don’t need to go to college to make a living. You can but you don’t necessarily need to.

Lesley Logan 19:49
Yeah, I say that because like, I definitely I now use my degree but like I use college as a way to get out of like my hometown and I’m grateful because I wouldn’t be on this journey. And I wouldn’t know the people I have if I hadn’t done it. But also, also, I couldn’t have done what I did in retail, which taught me what I needed to do to do business with Pilates. Anyways, so would I’ve been in business coach, maybe not, but that doesn’t, that doesn’t really matter. So I think it’s just really important. Just to go back to, if you’re, if your loans are under 7%. Just give yourself permission to just let them be. And focus on having some fun investing and watching your money grow versus like watching like this student loan payment every month, because that’s just exhausting.

Brad Crowell 20:34
So finally, let’s talk about those Be It Action Items. Say it with me, y’all. What bold, executable, intrinsic or targeted action items can we take away from your convo with Tess Waresmith?

Lesley Logan 20:45
I wonder if anyone does it? Anyone says it with you.

Brad Crowell 20:47
If any of you say that with me every single week, I want to know, I want to know you needed the (inaudible)

Lesley Logan 20:53
I know Mindy says the intro like she would if for SEO. She’s got it memorized. (inaudible)

Brad Crowell 21:02
That is amazing. Okay, cool. So as I was already alluding to, at the beginning of this pod, Tess actually educates people on the subjects and she’s got some really approachable courses. It’s like a one-month course where she works in small groups with people who are probably, you know, all in the same boat, she said, it’s often very revealing, you know, learning the foundational understanding of investing of money about how it all works. And she said, it’s very, very possible for you to learn this yourself. It’s, it sounds intimidating, but that’s only because we don’t know what we don’t know. Right? But when you begin to see when she you know, you lift the lid on it. She said it’s not rocket science here. A lot of the investing that you know, that is happening, we probably could be managing it ourselves, instead of having an organization manage it for us, because they’re taking fees that literally we don’t need to do, we don’t need them to take. Because if you’re just setting it and forgetting it, there’s really an opportunity for you to manage it yourself. So she said find out where you stand in the ecosystem of learning investment, like, are you trying to be complicated, then maybe you need a team to work with you. But if it’s just a set it and forget it, you can make a smart decision. So as long as you know the options, and then you can choose how much money can you invest and watch how it grows. You can learn together, you know, with your partner with your family to be able to make intelligent financial decisions. Well, she said something I really light her fire is investing and teaching kids, right? So she said there’s a there’s a plan called a 529 plan, which that doesn’t mean anything to me other than it’s a number, where you can, as a parent, begin to put money into an account for your kids college fund. And if they choose not to go to college, down the road, it can roll into some other kind of a retirement plan.

Lesley Logan 22:58
I know is that, that to me was so cool, that if they don’t go to college, it can go into a retirement plan. So it doesn’t have to be forced. I love it. I love their option.

Brad Crowell 23:07
That’s pretty rad. It’s pretty, pretty rad. But how would you ever even know about this stuff? Right? So you gotta you gotta learn. So what about you?

Lesley Logan 23:16
She said, so my biggest takeaway that I want to talk about is journaling on your relationship with money. And I, we and I, we both have done some stuff on this show. So we, of course, I love this because we’ve been, it was really revealing for us when we did it. So she said ask for, this is for my people who are like, what do I journal? Write this down. Okay she said ask yourself questions like, how do I feel when I make a money transaction? So, when you receive money or when you spend money how does it make you feel? Do I feel like there’s an opportunity for me to make more money or not? Do I think I’m capable of learning how to invest? And she said if the answer is no, you need to DM her because she’ll talk to you. She’ll talk to you, and she’s going to absolutely help you because she believes you are more than capable to do it.

Brad Crowell 24:01
Yep. She said there was another thing before we wrap it up. She mentioned she often hears that people say they are or they are not, quote-unquote good with money. Oh, I’m not good with money anyway, so whatever, you know, like I just am doing my thing. And she said that this is like the honestly, from a, be it perspective, Be It Pod perspective, this is like the definition of negative self-talk, even though we don’t even realize it, we are counting ourselves out from ever even learning the possibility or understanding that we could be good with money. Right? And we just assume that we don’t have the quote-unquote golden touch, you know, that like maybe a (inaudible) investment banker has or whatever stock market person has, like they’re good with money. You know, I’m not good with money. No, that’s a story we’re telling ourselves. Right? And that doesn’t have to be the case. And it’s also not that complex to learn how you can be good with money. And that’s why we love to have this conversation with Tess.

Lesley Logan 25:04
Yeah, she’s great. I like want to spend more time with her. So thank you, Tess for helping us become really amazing and hyped up about money and investing. I really, I cannot wait for everyone to tell me how they’re gonna use these tips in your life. And by the way, share this with a friend who like says they’re not good with money or says that they wish that they understood the money matters in their household more like this is a really, Tess can really help so many women in your life. So.

Brad Crowell 25:31
Yeah, we’ll put her link in the show notes.

Lesley Logan 25:32
Yeah, so do that right now. And until next time, I’m Lesley Logan.

Brad Crowell 25:36
And I’m Brad Crowell.

Lesley Logan 25:37
Thank you so very, very much for being here. 353 episodes if you haven’t listened to that, man, you should go listen, I’m just saying, some people listen twice, just no pressure. Let us know what your favorite one is so far, and Be It Till You See It.

Brad Crowell 25:51
Bye for now.

Lesley Logan
That’s all I’ve got for this episode of the Be It Till You See It podcast. One thing that would help both myself and future listeners is for you to rate this show and leave a review. And, follow or subscribe for free wherever you listen to podcasts. Also, make sure to introduce yourself over on IG at the @be_it_pod on Instagram. I would love to know more about you. Share this episode with whoever you think needs to hear it. Help us help others to BE IT TILL YOU SEE IT. Have an awesome day!

Lesley Logan
‘Be It Till You See It’ is a production of The Bloom Podcast Network. If you want to leave us a message or a question that we might read on another episode, you can text us at +1-310-905-5534 or send a DM on Instagram @be_it_pod.

Brad Crowell
It’s written, filmed and recorded by your host, Lesley Logan and me, Brad Crowell.

Lesley Logan
It is transcribed, produced and edited by the epic team at Disenyo.co.

Brad Crowell
Our theme music is by Ali at APEX Production Music and our branding by designer and artist Gianfranco Cioffi.

Lesley Logan
Special thanks to Melissa Solomon for creating our visuals.

Brad Crowell
Also to Angelina Herico for adding all of our content to our website. And finally to Meridith Root for keeping us all on point and on time.

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